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The Million Dollar Problem: Asset Location

The Million Dollar Problem: Asset Location

We used to think that becoming a millionaire would put us on Easy Street, where everything was shiny and new, not a care in the world. But what if we told you Easy Street is full of potholes these days? Thanks to inflation, taxes, and longevity money just doesn’t take you as far as it once did—not without a plan on where to put it all.

Our Team Will Help You To:

  • Shift into a growth or protection mindset, depending on what makes sense for you. 
  • Use bonds and CDs effectively. 
  • Analyze your investments and redirect accordingly. 
  • Set goals and adjust your financial plan to reflect your goals over time.

Pay on the Seed, Not the Harvest

Pretend you’re a farmer buying seed. The salesperson gives you the option to pay tax on the seeds now or on the harvest later. Which option would you choose?

Asset conversion works in a similar way. Many people tend to have all their money in tax-deferred accounts like 401(k)s. Like our farmer, they aren’t paying anything now—but they will pay later and on the harvest of their savings instead of the seed. We’ll help you convert from taxable accounts into tax-free vehicles that will allow you to enjoy more of what you’ve worked for.


When you imagine your retirement, what do you picture? Pina coladas on the beach? Backyard barbecues? Endless travel to exotic locations? Retirement success or failure all boils down to one thing: Time. Time to do what you want to do because you want to do it. That’s financial confidence on T.R.A.C.K™. 

Ask yourself these common retirement questions. Do you feel confident in the answers? If not, your retirement is off-track. Give us a call to start your retirement journey today. 

  • How do I define retirement? 
  • What do I want my money to do for me now and later? 
  • Do I feel I have control over my money (or does it control me)? 
  • If I had unlimited time (and money was no object), how would I spend it? 
  • If the worst happened, would my financial plan be able to guide me through it?
Start Living Life on Your Terms. Contact Us today to Get Started